If you have a US bank account, you can pay for your gifts using a one-off ACH debit payment. Instead of your card details, you enter your bank details, which sets up a transfer of the gift value from your account to Ryan and Brandy.
This information is secure, and is not made available to us. Also, even though ACH debit is often used for recurring payments, the funds are only taken once and the payment is never repeated.
The payment is processed by a company called GoCardless. GoCardless is based in the UK with offices in London, San Francisco, Paris, Munich and Melbourne. GoCardless process more than $10bn in transactions a year.
More information on ACH debit payments and GoCardless is available here.
We’ll notify Ryan and Brandy of your gift payment right away, but the funds won’t be taken from your bank account immediately. ACH debit collections take place after a few days. Your payment will then be automatically transferred to Ryan and Brandy’s bank account.
If you’d prefer not to make an online payment this way, that’s OK. You can provide the value of your gift to Ryan and Brandy by cash or check at any time, or you can make a credit or debit card payment through Stripe.